Terms of Service

Agreement to These Terms

We operate the website https://goldenlinepicks.com (the "Site") and all related products and services that reference these terms (collectively, the "Services").

Golden Line Analytics is a quantitative prediction market and sports picks platform built by ex-hedge fund quantitative analysts. We apply institutional-grade statistical and machine learning models to identify mispriced markets and deliver high-value picks to our members. Our platform includes a web-based dashboard, real-time email pick alerts, a fully public historical track record, and bankroll-sizing guidance on every trade. We focus on prediction markets including Kalshi and Polymarket, and support traditional sportsbooks.

You can reach us at help@goldenlinepicks.com.

We may update these Terms at any time. Changes take effect when posted, indicated by a new "Last updated" date at the top of this page. Continued use of the Services after any update constitutes your acceptance of the revised Terms. It is your responsibility to check this page periodically.

The Services are for users who are at least 18 years old. Anyone under 18 is not permitted to register or use the Services.

Our Services

The information provided through the Services is intended for personal use and is not directed at any person or entity in any jurisdiction where doing so would violate local law or trigger a registration requirement. If you access the Services from outside the United States, you do so on your own initiative and are solely responsible for compliance with applicable local laws.

The Services are not designed to comply with industry-specific regulations such as HIPAA or FISMA. Do not use the Services in any way that would violate the Gramm-Leach-Bliley Act (GLBA) or any similar financial privacy law.

Intellectual Property Rights

Our content

Golden Line Analytics owns or is licensed to use all intellectual property in the Services — including source code, databases, software, website design, text, graphics, and all other content (the "Content") — as well as all trademarks, service marks, and logos (the "Marks"). These are protected under U.S. and international copyright and trademark law.

The Content and Marks are made available through the Services for your personal, non-commercial use only.

Your license to use the Services

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access the Services and download or print Content you have lawfully accessed, solely for personal, non-commercial use.

You may not copy, reproduce, republish, upload, publicly display, encode, translate, transmit, distribute, sell, license, or commercially exploit any part of the Services, Content, or Marks without our prior written permission. To request permission, contact help@goldenlinepicks.com. Any unauthorized use will constitute a material breach of these Terms and your access will be terminated immediately.

Your submissions

By sending us feedback, suggestions, questions, or other information about the Services ("Submissions"), you assign to us all intellectual property rights in those Submissions. We may use them for any lawful purpose without acknowledgment or compensation to you.

By submitting anything through the Services, you confirm that: (a) your Submission does not violate any law or third-party rights; (b) you waive any moral rights in the Submission to the extent permitted by law; (c) the Submission is original or you have the rights necessary to submit it; and (d) the Submission does not contain confidential information. You are solely responsible for your Submissions and agree to reimburse us for any losses resulting from a breach of these obligations.

User Representations

By using the Services, you represent and warrant that:

• All registration information you provide is true, accurate, current, and complete
• You will keep that information up to date
• You have the legal capacity to enter into these Terms
• You are not a minor in your jurisdiction
• You will not access the Services through bots, scripts, or other automated means
• You will not use the Services for any illegal or unauthorized purpose
• Your use of the Services will not violate any applicable law

If any information you provide is found to be false, inaccurate, or incomplete, we reserve the right to suspend or terminate your account and refuse current or future access to the Services.

User Registration

Some parts of the Services require registration. You are responsible for keeping your password confidential and for all activity that occurs under your account. We reserve the right to remove or change any username we determine, in our sole discretion, to be inappropriate or objectionable.

Purchases and Payment

You agree to provide accurate and complete billing information for all purchases. You authorize us to charge your chosen payment method for the applicable amounts. All prices are in USD. Sales tax will be applied where required. We may update pricing at any time and reserve the right to correct pricing errors even after payment has been received.

We reserve the right to refuse or cancel any order at our discretion, including orders that appear to be placed by resellers or distributors.

Subscriptions

Billing and renewal

Your subscription renews automatically on a weekly basis unless canceled. By subscribing, you authorize us to charge your payment method on a recurring basis without additional approval for each charge.

Cancellation

You can cancel at any time through your account settings. Cancellation takes effect at the end of your current billing period. For questions or concerns, contact help@goldenlinepicks.com.

Fee changes

We may change subscription fees from time to time and will communicate any changes in accordance with applicable law.

Prohibited Activities

The Services are for personal, non-commercial use only. You may not use them for any other purpose without our express written approval. You agree not to:

• Scrape, mine, or systematically extract data from the Services to build any database or directory without written permission
• Attempt to gain access to another user's account or sensitive information through deception or fraud
• Circumvent or interfere with any security or access-control features of the Services
• Post, transmit, or upload viruses, malware, spyware, or any other malicious code
• Use scripts, bots, crawlers, or other automated tools to access or interact with the Services
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Use the Services to harass, abuse, or harm any other person
• Engage in unauthorized framing or linking to the Services
• Delete or obscure any copyright or proprietary notice from Content
• Attempt to decompile, reverse engineer, or disassemble any software underlying the Services
• Use the Services to compete with us or for any commercial revenue-generating purpose
• Advertise or sell goods or services through the Services
• Transfer or sell your account or profile to any third party
• Use the Services in any way that violates applicable law

User Generated Contributions

The Services do not currently offer a public content submission feature. If we introduce the ability to post or share content in the future, any content you submit ("Contributions") may be visible to other users. By submitting Contributions, you represent and warrant that:

• Your Contributions do not infringe any third party's intellectual property, privacy, or other rights
• You own or have the necessary rights to submit the Contributions
• Your Contributions are truthful and not misleading
• Your Contributions are not spam, solicitation, or unauthorized advertising
• Your Contributions are not obscene, harassing, defamatory, or otherwise objectionable
• Your Contributions comply with all applicable laws

Violation of these terms may result in suspension or termination of your access to the Services.

Contribution License

We do not claim ownership over any Contributions you submit. You retain full ownership and all associated intellectual property rights.

By submitting feedback or suggestions about the Services, you grant us the right to use and share that feedback for any purpose without compensation to you.

You agree that we may access, store, and use information you provide in accordance with our Privacy Policy. You are solely responsible for your Contributions and agree to hold us harmless from any claims arising from them.

Guidelines for Reviews

If we provide a section for reviews or ratings, you agree to: (1) only review things you have direct experience with; (2) keep your language respectful and free of profanity, hate speech, or discriminatory content; (3) not reference illegal activity; (4) not post false or misleading statements; (5) not organize coordinated review campaigns; and (6) not post negative reviews if you are affiliated with a competitor.

We may accept, reject, or remove reviews at our sole discretion. Reviews do not represent our views or those of our affiliates. We are not liable for any claims arising from user reviews. By posting a review, you grant us a perpetual, worldwide, royalty-free license to reproduce, display, and distribute that content.

Third-Party Websites and Content

The Services may contain links to third-party websites and content — including prediction market platforms such as Kalshi and Polymarket, and sportsbooks such as FanDuel and DraftKings. We do not monitor, endorse, or take responsibility for any third-party websites or content. If you leave our platform to visit a third-party site, these Terms no longer apply. You should review the terms and privacy policies of any third-party site before using it.

Any transactions you make on third-party platforms are solely between you and that platform. We are not responsible for any loss or harm resulting from your use of third-party websites or content.

Services Management

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Terms; (2) take legal action against users who violate the law or these Terms; (3) restrict or remove any Contributions at our discretion; (4) remove files or content that place an undue burden on our systems; and (5) manage the Services in any manner we deem appropriate to protect our rights and ensure proper functioning.

Privacy Policy

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. The Services are hosted in the United States. If you access the Services from outside the U.S., you consent to the transfer and processing of your data in the United States.

Term and Termination

These Terms remain in effect for as long as you use the Services. We reserve the right to deny access to the Services, terminate your account, or remove any content associated with your account at any time, for any reason, without notice or liability.

If your account is terminated, you may not re-register under your own name, a false name, or anyone else's name. We also reserve the right to pursue civil, criminal, or injunctive remedies where appropriate.

Modifications and Interruptions

We may change, suspend, or discontinue any part of the Services at any time without notice. We are not obligated to keep any content or feature available, and we are not liable for any disruption, downtime, or change to the Services.

We cannot guarantee uninterrupted availability. Maintenance, technical issues, or other factors may cause delays or errors. We have no liability for any inconvenience or loss caused by your inability to access the Services.

Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law principles.

Dispute Resolution

Informal negotiations

Before initiating arbitration, both parties agree to attempt to resolve any dispute informally for at least 30 days. This process begins when one party sends written notice to the other.

Binding arbitration

If a dispute cannot be resolved informally, it will be resolved through binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association (AAA), including the AAA Consumer Rules where applicable. By agreeing to arbitration, you waive your right to a jury trial. Arbitration will take place in Pennsylvania, unless otherwise required by the AAA rules. The arbitrator must follow applicable law, and any award may be challenged if they fail to do so. If arbitration costs are found to be excessive, we will cover them.

If a dispute proceeds in court rather than arbitration, it will be heard in the state or federal courts located in Pennsylvania. The UN Convention on Contracts for the International Sale of Goods and UCITA do not apply to these Terms. No dispute may be brought more than one (1) year after the cause of action arose.

Restrictions

All arbitration is on an individual basis only. No class actions, consolidated proceedings, or representative claims on behalf of the general public are permitted.

Exceptions

The arbitration requirement does not apply to: (a) disputes involving intellectual property rights; (b) claims related to theft, piracy, invasion of privacy, or unauthorized use; or (c) claims for injunctive relief. These may be brought in court.

Corrections

The Services may contain typographical errors, inaccuracies, or outdated information. We reserve the right to correct any errors and update information at any time without prior notice.

Disclaimer

Limitations of Liability

Indemnification

You agree to defend, indemnify, and hold harmless Golden Line Analytics and its officers, agents, partners, and employees from any claims, damages, losses, or expenses — including reasonable attorneys' fees — arising out of: (1) your use of the Services; (2) your breach of these Terms; (3) your breach of any representations or warranties in these Terms; (4) your violation of any third party's rights, including intellectual property rights; or (5) any harmful act you take toward another user of the Services.

We reserve the right to assume control of the defense of any matter subject to indemnification at your expense. We will notify you of any such claim promptly upon becoming aware of it.

User Data

We maintain data you transmit to the Services for operational purposes. While we perform routine backups, you are solely responsible for any data you transmit or activity you take using the Services. We are not liable for any loss or corruption of your data, and you waive any claims against us arising from such loss or corruption.

Electronic Communications, Transactions, and Signatures

By using the Services, sending emails, or completing online forms, you consent to receive electronic communications. You agree that electronic agreements, notices, disclosures, and records satisfy any legal requirement for written communication. You waive any requirements for original signatures or non-electronic records to the extent permitted by law.

California Users and Residents

If you are a California resident and your complaint is not resolved to your satisfaction, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by phone at (800) 952-5210 or (916) 445-1254.

Miscellaneous

These Terms, together with our Privacy Policy and any other policies posted on the Services, constitute the entire agreement between you and Golden Line Analytics. Our failure to enforce any provision of these Terms does not constitute a waiver of that right. If any provision is found unenforceable, the remainder of these Terms stays in full effect. We may assign our rights and obligations under these Terms at any time. We are not liable for delays or failures caused by circumstances beyond our reasonable control. No joint venture, partnership, employment, or agency relationship exists between you and us as a result of these Terms.

Contact Us

Golden Line Analytics
Email: admin@goldenlinepicks.com
Website: goldenlinepicks.com